The Step by Step Portfolio Planning Process

There are few things more important and more daunting than creating a long-term investment strategy that can enable an individual to invest with confidence and with clarity about his or her future. Constructing an investment portfolio requires a deliberate and precise portfolio-planning process that follows five essential steps. Step 1: Assess Current Financial Situation and Goals Planning for the future […]

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Rising Rates Blog Series: The Double Appeal of Short-Maturity Bonds

One of the ways to navigate a rising rate environment is to reduce your exposure to bonds with greater levels of interest rate risk. For many investors, this means moving toward short-maturity bonds. In exchange for lower risk, these issues typically generate lower income than longer-maturity bonds. The current market environment is unusual, however. A flatter yield curve means that […]

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“Homing” In On Brokerage Fees

I rented my first apartment while attending college in Providence, Rhode Island in the 1990s. What seemed like a stretch then feels too good to be true in today’s dollars. The rent was $350 per month, utilities included! A rental agency broker helped me find the apartment. Much to my chagrin, the rental broker’s commission–the charge for her services–was one […]

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Getting started in stocks

So you’ve decided to invest in the stock market. Congratulations! Historically, investing in stocks has handily outperformed investing in bonds, Treasury bills, gold or cash over the long term. In the short term, one or several other assets may outperform stocks, but overall, stocks have historically been the winning path. But there are so many ways to invest in stocks. When […]

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